The Bay Equity Difference

The Bay Equity Difference is summed up in three words: service, solutions and stability. They're the reasons Bay Equity is your home for lending.

Service

Our funding professionals know it takes more than great mortgage rates to get the deal done. We're backed by the staff and technology to quickly move loans from application through funding. We're experts in the full array of Agency (FNMA-Fannie Mae and FHLMC-Freddie Mac) mortgage loan products and we underwrite to our own guidelines. That's important for you and your client.

Solutions

Available 24/7 is Bay Equity's new state-of-the-art on-line technology. We make it easy for brokers to quickly find the best loan and the best price for each loan. Yet, it doesn't stop there. Any broker can follow the loans in his/her pipeline in real-time. You'll know exactly where your loan is in the process at all times. Ask an Account Executive to show you how easy it is

Stability

Bay Equity was founded at a time when the recession was forcing hundreds of lenders, burdened by legacy loans, to exit the industry. With no legacy issues, Bay Equity is built on a firm foundation of the highest professional standards. We value and build lasting relationships with our mortgage broker clients.

It's not enough in today's lending environment to simply have low home loan rates. You need the Bay Equity Difference.

Bay Equity Wholesale Lending is currently lending in California, Arizona, Colorado, Texas, Idaho, Montana, Nevada, New Mexico, Oregon, Utah and Washington. We will be expanding to other states soon.