The Bay Equity Difference

The Bay Equity Difference is summed up in three words: service, solutions and stability. They're the reasons Bay Equity is your home for lending.

Service

Our funding professionals know it takes more than great mortgage rates to get the deal done. We're backed by the staff and technology to quickly move loans from application through funding. We're experts in the full array of Agency (FNMA-Fannie Mae and FHLMC-Freddie Mac) mortgage loan products and we underwrite to our own guidelines. That's important for you and your client.

Solutions

It starts with EDGE. Bay Equity's Decision Generating Engine. Available 24/7, this pricing engine requires limited data for pre-qualification and yet is powerful enough to accept all documents, encompass all guidelines and support an all-out loan approval.

Stability

Bay Equity was founded at a time when the recession was forcing hundreds of lenders, burdened by legacy loans, to exit the industry. With no legacy issues, Bay Equity is built on a firm foundation of the highest professional standards. We value and build lasting relationships with our mortgage broker clients.

It's not enough in today's lending environment to simply have low home loan rates. You need the Bay Equity Difference.

Bay Equity Wholesale Lending is currently lending in California, Arizona, Colorado, Texas, Idaho, Montana, Nevada, New Mexico, Oregon, Utah and Washington. We will be expanding to other states soon.